VESTTOO’S SECRET SAUCE Vesttoo’s offering is based on proprietary AI-based algorithms - the brains behind our cutting-edge solution. These algorithms are responsible for automated and streamlined risk modeling, creating an efficient, cost effective and broadly accessible risk transfer solution - an effective alternative to traditional reinsurance Saves time and money, no need for expert Automated & Streamlined judgment, positive regulatory view Actuarial Processes Per-Policy, Bottom-up Robust & Accurate Risk Models Application Accurate & Enhanced Embedded tail risk, minimal basis risk > allows Risk Modeling shorter deal times and more attractive pricing Models are easily adjusted and applied to different Flexible Solution risk types and deal sizes Fast Time-to-Market Rapidly adapted to other deals with smart contracts, end-to-end solution Proprietary & Confidential