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Disclaimer Please note these materials have been prepared for the sole use of the intended recipient. It must not be disclosed to third parties, quoted or referred to, without prior written consent. No responsibility is assumed by us to any other person. This report and the information contained in it have been prepared by Util (UK Registered Company name Effective Investing Limited, company number 10590048) for information purposes only, and the information and materials contained herein should not be relied upon. We shall not be liable to you for any loss arising out of the inaccuracy or incompleteness of information contained in this report. In any event, we shall not be liable for any special, indirect or consequential damages (including loss of business or loss of proļ¬ts) however caused. Next generation impact analytics 9

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